Mortgage Research Center

Julie and Warren Knox above Tivat, Montenegro

A couple "slow travels" Europe from this well-kept-secret town that you probably couldn't point to on a map.

September 4, 2024 3 MIN

Costa Rica Tortuguero National Park

Family Moves to Costa Rica For a Mortgage-Free, Simpler Life. 'We Love Living Here.'

This family had it all in the U.S. But they relocated to Costa Rica for a cheaper, simpler life, and never plan to look back.

September 4, 2024 4 MIN

dream home for sale sign

Buying a $350k Home Just Got $300 Per Month Cheaper

Falling mortgage rates have equated to an estimated $300-per-month drop in the mortgage payment on a $350,000 home.

August 31, 2024 1 MIN

<a href=Real estate agent showing a couple a home" width="" />

What Is the Landian Real Estate Platform?

A real estate startup co-founded by a plaintiff in the landmark NAR lawsuit seeks to offer buyers flat-fee options and bring down the costs of using an agent.

August 30, 2024 4 MIN

Economy

For sale sign in front of a house

Housing Inventory Finally Crosses 2020 Levels. Time to Buy Before Prices Rise?

Housing inventory is hitting 4-year highs. Higher mortgage rates have gone from a curse to a blessing. Is it time to buy?

July 23, 2024 5 MIN

Date the rate

‘Dating the Rate’ Has Turned Into a Shotgun Wedding

Homeowners hoped 2024 would help them break up with their mortgage rate, but a recent report shows they should start thinking about a long-term relationship.

April 26, 2024 6 MIN

2023 mortgage origination

Here's How Bad 2023 Was For The Top 20 Mortgage Lenders

2023 wasn't kind to mortgage lenders. But some fared surprisingly well, leveraging opportunities the market presented.

April 25, 2024 8 MIN

Market Snapshot

Daily Rates

Avg. of rates locked on September 6, 2024

30-Yr. Conforming

30-Yr. FHA

30-Yr. VA

Rate Trends

Rates

Jobs report: mortgage rates today

Mortgage Rates Today, Sep. 6, 2024: Jobs Report Brings Good News

This morning's jobs report was likely good for mortgage rates. It might make the Federal Reserve cut general interest rates faster than planned.

September 6, 2024 3 MIN

A row of homes for sale

Mortgage Rates Today Aug. 12, 2024 — Inflation Back in Focus

Mortgage rates have steadied since last week's roller coaster. But another important report is about to be published that could again take rates for a ride.

August 12, 2024 5 MIN

Real Estate

Homeowner with a plumbing problem

6 Homebuyer Horror Stories And How to Avoid Them, As Told by a Realtor

From plumbing backups to a 4-lane road through a "protected" greenbelt, here's how to avoid a horror story when buying a home.

August 29, 2024 6 MIN

<a href=Real estate agent and couple in front of a house." width="" />

5 Ways to Get a Better Deal From Your Realtor

A new paradigm in real estate could open challenges, but also opportunities. How can buyers and sellers capitalize on the changes?

August 28, 2024 6 MIN

Home Loans

FHA loan limits increase

Will FHA Loan Limits Increase in 2025?

According to our estimates, FHA loan limits could rise in 2025. Find out how much they could go up.

August 27, 2024 4 MIN

Conventional conforming loan limit analysis for 2025

Will Conventional Loan Limits Increase in 2025?

We take a look at 2024 home prices thus far into the year to make a prediction about 2025 conventional loan limits.

August 27, 2024 4 MIN

Credit

Raise credit score 100 points

Can You Raise Your Credit Score by 100 Points Overnight?

With some hard work, your credit score can skyrocket 100 points or more. Here's what it might take.

April 24, 2024 7 MIN

Does preapproval hurt credit score

Does Getting Pre-Approved Hurt Your Credit?

Many first-time buyers hesitate to get pre-approved because it could hurt their credit. But now it's possible to get pre-approved without a hard credit inquiry.